Price is not final

Consumers are not aware of all their credit card benefits, experts say.

Many credit-card issuers, including Discover, Citi and MasterCard, offer consumers price-matching, in which they refund the difference in price should a customer buy an item and then find it for a lower price later on.

Discover says it will refund the difference up to $500 if a customer finds his or her item at a lower price within 90 days of making a Discover-card purchase.

Citi says it will refund the difference in price up to $250 per item, within 30 days of the purchase.

And MasterCard says it will refund up to $250, but within 60 days.

Experts say that a lot of consumers have cards that offer this service and don’t even realize it.

Ben Woolsey, marketing director for CreditCards.com, estimates that less than 1 percent of consumers who have the perk know about it.

“Cardmembers just aren’t aware of it and rarely, if ever, make claims,” Woolsey says.